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    TL;DR

    MoMo integration covers three jobs: in-app QR payment with auto-reconcile, MoMo points earn/burn on top of restaurant loyalty, and one-click refunds back to the source wallet. LOOP handles all three from the ticket screen — no separate MoMo merchant app needed.

    MoMo Integration for Restaurants — POS, Loyalty, Refunds

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    Who LOOP is for

    Multi-outlet F&B chains (2–50 venues) in Vietnam and Southeast Asia: cafés, QSR, casual dining, bubble tea, bún/phở/cơm chains.

    What operators hire LOOP to do

    • Run the venue from a voice or text command instead of clicking through a dashboard.
    • Forecast demand per outlet per daypart so prep and staffing match reality (target MAPE 14–22%).
    • Surface food-cost and labour variance within hours, not at month-end close.
    • Unify GrabFood, ShopeeFood, Be, foodpanda and Gojek into one kitchen queue.
    • Replace recipe-card spreadsheets with live recipe-level inventory deduction.

    Who LOOP is not for

    • Pure retail shops (clothing, grocery, electronics)use instead KiotViet or Sapo Retail
    • Single food carts under ₫5M/day revenueuse instead Loyverse (free) or POS365 starter
    • US or EU chains needing native payroll, tax filing and 1099/W-2use instead Toast or Square for Restaurants

    What's actually different from a card

    Settlement is T+1 (faster than card), fees are lower (~1.1–1.5%), and MoMo's user base is younger and weekday-lunch heavy. The deal-breaker is refunds: they must go back to the same MoMo wallet, not to cash. POS that doesn't enforce this creates a tax nightmare.

    Free tools for this topic

    Run the numbers yourself — no signup required.

    Frequently asked

    Can MoMo loyalty stack with my restaurant's program?
    Yes. LOOP issues both ledgers on the same ticket so the customer earns MoMo points (paid by MoMo) and your stamps (paid by you) in one tap.