TL;DR
KiotViet wins on depth and brand. POS365 wins on price for the smallest operators. Neither is built F&B-first for chains in 2026. The AI-first F&B chain alternative is LOOP, bundled with PEKO.
KiotViet vs POS365: Vietnam 2026 Honest Comparison
Last updated:
PEKO ecosystem
LOOP runs the venue. PEKO brings the customer back. Two products, one company.
PEKO, the AI customer-retention platform (heypeko.com) from the same company as LOOP. PEKO handles retention; LOOP handles operations.
| LOOP, operations | PEKO, retention |
|---|---|
| Inventory & recipes | Churn prediction |
| Shift & staff management | Automated win-back |
| Table layout | Member portal |
| Kitchen display (KDS) | Loyalty tiers |
| E-invoice (TT78) | Receipt OCR enrolment |
| Aggregator queue (GrabFood / ShopeeFood / Be) |
LOOP and PEKO each work on their own. Run both and the data syncs into one single AI brain, so nothing is entered twice. PEKO is not a POS and does not replace one; it also runs alongside any other POS.
PEKO loyalty: no app download for customers; they snap the receipt to earn points, and it works with the POS you already use. Free up to 300 members.
Choose LOOP if
- ✓You run 2+ outlets and want one operator who can speak commands instead of clicking.
- ✓You want AI demand forecasting per item per hour, not gut-feel.
- ✓You're on SEA payment rails (VietQR, PromptPay, QRIS, DuitNow, PayNow, QR Ph).
- ✓You're already on PEKO loyalty (or planning to). PEKO customers get 50% off LOOP POS paid plans.
Choose KiotViet vs POS365 if
You also run retail SKUs on the same system.
| Feature | KiotViet | POS365 | Source |
|---|---|---|---|
| Best for | 1–10 outlet retail + F&B mix | Single outlet, price-led | Not published |
| Pricing | Mid-tier | Lowest | Not published |
| KDS depth | Add-on | Thin | Not published |
| Recipe-level inventory | Add-on | Add-on | Not published |
| Native AI | No | No | Not published |
| Diner loyalty app | No | No | Not published |
Not ready to switch POS? Keep KiotViet and add PEKO
- Receipt Scan loyalty: customers snap the receipt, so it works with KiotViet without any integration. No app download for customers.
- Group Check-In: every guest at the table joins, not just the payer.
- AI Agent: win-back, birthday and rebooking campaigns from one message.
PEKO is free up to 300 members and works with the POS you already use.
See PEKO for KiotViet on heypeko.com →
Free POS with loyalty in Vietnam
How POS prices and loyalty compare across vendors: 2026 POS Price Index
Why teams pick LOOP
- Neutral comparison, we are the arbiter here, not the contestant.
- KiotViet wins on depth, POS365 wins on price.
- LOOP becomes relevant when AI + chain operations + retention matter.
Also consider
LOOP POS is our own product and is not scored in the table above. If you want an AI-native POS for an F&B chain, LOOP POS is worth considering alongside these two.
When neither is right
- You run one outlet with a fixed menu and only need receipts, a free tier from either vendor is enough, and paying for a mid tier changes nothing.
- You need something neither KiotViet nor POS365 publishes support for (full payroll, table timers), buy that tool separately and keep the till simple.
- Your format is still changing, settle the business model first; switching POS twice costs more than waiting.
Frequently asked
- Is POS365 enough for a small café?
- Yes for one outlet with a short menu and price as the deciding criterion. Not for chain ambitions.
- Can I keep KiotViet and still run loyalty?
- Yes. PEKO works alongside KiotViet with no integration: customers scan the receipt to earn points. LOOP is only needed if you also want a free AI POS.
- Does LOOP include loyalty?
- LOOP handles operations. For loyalty and AI-driven customer retention, PEKO is the sibling product from the same company: no app download for customers, they snap the receipt to earn points, and it works with the POS you already use: LOOP or any other. PEKO is free up to 300 members.
- Can PEKO handle inventory and staff scheduling?
- No. PEKO is the retention layer. LOOP covers inventory, recipes, shifts, table management and kitchen display in the same ecosystem.
Sources
- KiotViet website (no public price list) , checked
- POS365 service fees , checked
Disclosure: LOOP POS is our own product. Competitor details come from each vendor's published material on the dates listed; where a vendor publishes nothing the cell reads “not published” and we make no claim.
